A dynamic way to look at non prime. 
No minimum credit history requirements with a score of less than 620. 
No MI at any LTV.  Ignore CCCS.  Bankruptcy buyouts.  Stated income BFS & W2.  Credit scores from 500.

Some Highlights
 

$50,000 to $650,000.

Stated Income to 95%.

2nd homes to 95%.

Bankruptcy 13 buyout to 90%.

No mortgage insurance at any LTV.

No reserve requirement at any LTV.

Forbearance agreements to be paid off.

Acreage to 20 considered.

Rural to 90%.

Scores as low as 500.

First Time Home Buyers ok.

Modular homes ok.

1 Year self employed.